Curriculum / Twelfth Grade
Twelfth Grade Financial Literacy Curriculum
In a few months, the plan is real — and it's theirs to run.
Seniors are about to make real decisions with real consequences. Our twelfth grade financial literacy curriculum finishes the College & Career Readiness track with a capstone Launch Plan: students choose their path, complete the FAFSA, budget a real first-year salary, and build credit — turning years of practice into a plan for college, career, and life after graduation.
The Wyzmons™ — a learner for every stage
Twelfth Grade sits in the Money Mastery band — one step in a single K–12 arc, from a first coin to a first paycheck.
Students choose their path, complete the FAFSA, budget a real first-year salary, and build credit — walking out with a personal Launch Plan.
What a Twelfth Grade student learns.
Twelfth Grade sits inside the Money Mastery program — 9 units and 116 lessons of story-, play-, and decision-based learning, taught the way great classrooms actually teach.
Every decision a twelfth grade student makes feeds the FLIQ Score™ — a behavioral measure of how a child actually decides about money, so growth is provable, not guessed.
The Twelfth Grade curriculum is Jump$tart National Standards aligned, follows the HQIM structure districts use to evaluate curriculum, and is FERPA & COPPA compliant. Districts license per school and can pay by purchase order — Title IV-A eligible.
Grade-level design reflects established stages of cognitive development (Piaget) and research on early money-habit formation.
Bring the Twelfth Grade curriculum to your classroom.
Run a free founding pilot, or talk to our team about licensing Financial Foundations™ for your school or district.