Financial Foundations™ Curriculum
The research-backed K–12 financial curriculum — learned through story, play, and real-world experience, and one of the few that measures how students actually decide, with the FLIQ Score™.
Learn by doing
Kids don't memorize money — they make real decisions through stories, games, and simulations. That's what actually changes behavior.
Measured, not guessed
Every decision feeds the FLIQ Score — a real before-and-after you can show your board and your funders.
Habits that last
From a five-year-old's first coin to a senior's first paycheck, students build the instincts that shape a financial life.
Get to know the curriculum.
The whole program at a glance — open whatever interests you. Each grade-band curriculum has its own details in the marketplace below.
Description⌄
Financial Foundations™ is a complete K–12 financial curriculum built the way children actually learn — through characters, stories, and real decisions. Milo Peregrine™ guides every lesson while the WealthWise Kids crew brings each concept to life. Across four curricula and 224 lessons, students move from their first coin to their first paycheck — building not just knowledge, but the habits and confidence that shape a financial life. Every lesson is standards-aligned, fully scripted for educators, and measured through the FLIQ Score so growth is visible and reportable.
How it's taught⌄
Financial Foundations teaches money through more than lessons. Younger students learn through stories and characters; every grade practices through interactive games and simulations; and older students apply it all in real-world capstones. Underneath, one thing never changes — students learn by making real decisions, and every decision is measured by the FLIQ Score. That blend of story, play, real-world experience, and behavioral measurement is what almost no other financial curriculum brings together — and it's why growth here is something you can actually prove.
Beyond the classroom⌄
Financial Foundations reaches past the lesson plan. Each grade builds toward a capstone — a culminating project where students put it all together, from a middle-schooler’s financial blueprint to a senior’s full life plan. Older students can extend into real-world pathways: hands-on experiences that connect classroom decisions to real careers and community. And between sessions, interactive games and a student practice app keep the learning alive — every one of them quietly feeding the same FLIQ Score.
How we measure growth⌄
Knowing about money doesn't reliably change what people do with it — so instead of a quiz, we measure the decisions students make during the lessons. A simple before-and-after gives educators, boards, and funders a real, reportable number showing behavior changed.
And it doesn’t live in a spreadsheet. Every score is tracked in the WealthWise Kids facilitator dashboard, where educators and administrators watch cohorts grow over time — and where signals from across the whole ecosystem (the classroom, the simulations, the practice app, and the games) roll into one longitudinal picture. When a board asks “where’s the proof, and how is it managed?” this is the answer: real tracking, retention, and visibility.
The research behind it⌄
What students gain⌄
What educators gain⌄
What families gain⌄
Standards and compliance⌄
Every lesson maps to the Jump$tart National Standards for Personal Financial Education. The program follows the HQIM structure districts use to evaluate curriculum, and is FERPA and COPPA compliant — the FLIQ Score is generated from anonymous decision patterns, never from personal or family financial data.
A real lesson, start to finish.
One of 224 — shown in full, nothing gated. This is exactly what a Financial Foundations lesson looks like.
Choose a curriculum.
Four complete grade-band curricula — license one, several, or the full K–12 set. Sample pricing shown for layout; final pricing is set with your team.
The Wyzmons™ — a learner for every stage, K–12
List pricing per school · year (≈ $20–$30 per student — under 0.2% of per-pupil funding, Title IV-A eligible). Per-classroom licensing also available from $600/year for single-grade pilots. District rates by quote. Founding partners — ask about pilot access.
Find your grade’s curriculum.
Foundations is just the start.
The curriculum stands on its own — and grows into a full, measured ecosystem when you’re ready. The FLIQ Score™ is included at every level; it’s never removed.
* Starting annual license — final pricing is tailored to your school’s size and enrollment. Talk to us for a quote.
Beyond the Core · WealthWise Explorations™ (Curriculum Electives)
Finished the Core? The adventure’s just starting.
On top of the required curriculum sits an expanding catalog of choose-your-own electives — starting a business, crypto, Shark Tank, real estate, the money behind sports and gaming, and more — plus Specialization Tracks that let students earn a focus, not just finish a lesson. Included with the Plus and Complete tiers.
The whole program in three moves. After students learn the Core and explore their interests, they put it all to work in Boomtown™ — our year-long class project (a hands-on project-based learning experience, or “PBL,” that teachers know well): a town students build and run all year, growing more sophisticated with every grade.
The required Core — the money skills every student needs.
Choose-your-own electives that match each student’s curiosity.
Apply it all — build and run your own town, K→ 12.
Built to never go stale.
A textbook is out of date the day it prints. This isn’t a textbook — it’s a living platform that updates continuously, so your program stays current for years, not months.
New electives every year
The WealthWise Explorations™ library keeps expanding — AI, crypto, and whatever’s next — without ever rewriting the Core.
Updated from real data
The FLIQ Score™ shows what’s working; we improve from evidence, not guesswork.
Instant digital updates
Delivered through the portal, so improvements reach classrooms immediately — no reprint cycle.
Reviewed on a cadence
Fast-moving topics refreshed each semester; the full library re-aligned to standards every year.
All of it included in your license — no version upgrades to buy, ever.
FAQ
How much time does each lesson take? ⌄
Lessons fit a typical class period — about 30 minutes for the youngest bands and up to 60 minutes in high school. Each unit is roughly ten lessons, so a curriculum fits comfortably in a semester or a year.
Do I need a finance background to teach it? ⌄
No. Every lesson is fully scripted with a facilitator guide, talking points, and answer keys. If you can read the lesson, you can teach it — by design.
Is it aligned to standards? ⌄
Yes. Every unit maps to the Jump$tart National Standards for Personal Financial Education, and the program is built to the HQIM structure districts use to evaluate curriculum.
Is Financial Foundations accredited? ⌄
Accreditation applies to schools, not to individual curricula — so, like most curriculum providers, Financial Foundations isn't itself “accredited.” What a curriculum can be is rigorous and standards-aligned, and there we're on firm ground: every unit maps to the Jump$tart National Standards, the program follows the HQIM structure districts use to evaluate curricula, and it's FERPA- and COPPA-compliant. It's built to be adopted inside accredited schools and districts and to help satisfy state financial-literacy requirements. In short — the accreditation lives with your institution; the standards, rigor, and evidence live with us.
How do you measure whether it's working? ⌄
Through the FLIQ Score — a behavioral measure from the decisions students make during lessons. A pre- and post-assessment shows growth you can report to your board and funders.
Is student data safe? ⌄
Yes. The FLIQ Score comes from anonymous decision patterns — never bank data, social security numbers, or family records. Everything is FERPA- and COPPA-compliant.
Can we license more than one curriculum? ⌄
Yes — most partners license across grade bands or choose the K–12 Complete bundle. Volume pricing applies as you add classrooms, schools, or go district-wide.
Will the curriculum be outdated in a few years? ⌄
No — it's a Living Curriculum. Because it's delivered digitally and measured by the FLIQ Score™, we update continuously and add new electives every year (AI, crypto, whatever's next) at no extra cost. A textbook is out of date the day it prints; your WealthWise Kids license keeps getting better every year you hold it.
Purchasing and privacy your district can approve.
Aligned to FERPA, COPPA, and SOPIPA. Behavioral data stays protected and is never sold.
Buy the way schools buy. We accept district POs and issue invoices — no personal card required.
Schools license Financial Foundations™ per school; renewals are simple and predictable.
In active pilot across Georgia, California, and Illinois — expanding to Washington, D.C. and New Jersey — with outcome data being gathered now.
Buy the way schools buy — by district PO or invoice, no card required. · Need a quote or a W-9? Talk to our team →
Give every child a warm, confident start with money.
Browse the curricula, download the scope and sequence, or talk to our team about licensing Financial Foundations for your school or organization.