Financial Foundations™ Curriculum

For our youngest learners, money begins as a story. Children meet Milo and the crew and discover what money is, where it comes from, and the difference between what they need and what they simply want. Read-aloud stories, hands-on sorting, and playful interactive challenges turn each big idea into something a five-year-old can feel — building the first instincts of saving, sharing, and choosing on purpose. Every playful choice quietly feeds their FLIQ Score, so judgment can be seen forming from the very start.

The band is built as one set and shared across its grades. This is the unit each grade typically opens with.

At the Foundational level, the FLIQ Score watches for the first signs of financial judgment — can a child tell a need from a want, and choose to wait or save? It sets the baseline every later grade builds on.

Students step from stories into systems. Through interactive games, simulations, and real earning scenarios, they explore the many ways people make money, learn to spend with intention, and build their first real budgets and saving systems. Money becomes something they can plan with — and every decision they make inside a game or scenario tells us more about how they think.

The band is built as one set and shared across its grades. This is the unit each grade typically opens with.

At the Developing level, the FLIQ Score measures budgeting and planning behavior — whether a student can spread limited money across competing goals and stick to the plan.

Money becomes a system students can navigate. They trace how paychecks, credit, and time really work through simulations and interactive challenges that feel more like play than a lesson, then connect those systems to the world around them. This is where story gives way to strategy — and the FLIQ Score begins measuring how students reason about trade-offs, credit, and the value of time.

The band is built as one set and shared across its grades. This is the unit each grade typically opens with.

At the Applying level, the FLIQ Score captures how students reason about credit, trade-offs, and the time value of money — the shift from spending to strategy.

High school is where it gets real — and where WealthWise does what most financial-literacy programs never touch: the money behind life after graduation. Across four years students master the FAFSA, grant and scholarship applications, financial aid, student loans, and smart borrowing — plus the real costs and payoffs of trade school, paid apprenticeships, the military, and going straight to work — through decision-driven simulations, not lectures. Because college isn't the only path, every student finishes with a personal Launch Plan that ties classroom decisions to their own college or career route, while the FLIQ Score measures the highest-order behaviors: how students evaluate, plan, and act.

The band is built as one set and shared across its grades. This is the unit each grade typically opens with.

At the Analyzing level, the FLIQ Score measures the highest-order behaviors — evaluating borrowing, starting to invest, and building a coherent plan across all eight domains.