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Curriculum / Eleventh Grade

Money Mastery · Grades 9–12

Eleventh Grade Financial Literacy Curriculum

A single loan decision at eighteen can shape the next twenty years.

Juniors are on the runway to independence and ready for the highest-stakes money decision they'll face: how to pay for what comes next. Our eleventh grade financial literacy curriculum covers financial-aid award letters, federal vs. private student loans, and smart borrowing — taking only what you need, measured against the salary you expect to earn. The moves that separate graduates who thrive from those buried in debt.

No cost · No contract · No card  ·  Then Title IV-A pays for it →
Eleventh Grade students learning
Jump$tart Aligned
Grades 9–12
Money Mastery
Explore →
High School Curriculum
9 units · 116 lessons · Grades 9–12
$2,775 / year · per school
The K–12 Journey
K–2
3–5
6–8
9–12

The Wyzmons™ — a learner for every stage

Eleventh Grade sits in the Money Mastery band — one step in a single K–12 arc, from a first coin to a first paycheck.

Where a Eleventh Grade class startsCollege & Career Readiness
4.8 · Student Loans and Smart Borrowing

Financial-aid award letters, federal vs. private loans, and borrowing only what you need — measured against the salary you expect to earn.

One of 9 units in the Money Mastery band (grades 9–12), built for the band and shared across it. This is the unit a Eleventh Grade class typically opens with.
The Scope

What a Eleventh Grade student learns.

Eleventh Grade sits inside the Money Mastery program — 9 units and 116 lessons of story-, play-, and decision-based learning, taught the way great classrooms actually teach.

4.1Your Income Life
4.2The Real Cost of Borrowing
4.3Building & Protecting Your Credit
4.4Investing Before 25
4.5Protecting What You Build
4.6The Blueprint
4.7Paying for College or Trade School
4.8Student Loans and Smart Borrowing
4.9The Launch Plan
4.7Paying for College or Trade School
4.8Student Loans & Smart Borrowing
4.9The Launch Plan (Band Capstone)
Every lesson maps to the 8 money domains
Earning
Spending
Saving
Giving
Borrowing
Investing
Protecting
Planning

Every decision a eleventh grade student makes feeds the FLIQ Score™ — a behavioral measure of how a child actually decides about money, so growth is provable, not guessed.

The Eleventh Grade curriculum is Jump$tart National Standards aligned, follows the HQIM structure districts use to evaluate curriculum, and is FERPA & COPPA compliant. Districts license per school and can pay by purchase order — Title IV-A eligible.

Grade-level design reflects established stages of cognitive development (Piaget) and research on early money-habit formation.

Browse by Grade
KindergartenFirst GradeSecond GradeThird GradeFourth GradeFifth GradeSixth GradeSeventh GradeEighth GradeNinth GradeTenth GradeEleventh GradeTwelfth Grade

Bring the Eleventh Grade curriculum to your classroom.

Run a free founding pilot, or talk to our team about licensing Financial Foundations™ for your school or district.

Request a Pilot →See the full curriculum →
Five weeks · No cost · No contract · No card  ·  Then Title IV-A pays for it →