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Curriculum / Eleventh Grade

Money Mastery · Grades 9–12

Eleventh Grade Financial Literacy Curriculum

A single loan decision at eighteen can shape the next twenty years.

Juniors are on the runway to independence and ready for the highest-stakes money decision they'll face: how to pay for what comes next. Our eleventh grade financial literacy curriculum covers financial-aid award letters, federal vs. private student loans, and smart borrowing — taking only what you need, measured against the salary you expect to earn. The moves that separate graduates who thrive from those buried in debt.

Eleventh Grade students learning
Jump$tart Aligned
Grades 9–12
Money Mastery
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High School Curriculum
6 units · 74 lessons · Grades 9–12
$2,775 / year · per school
The K–12 Journey
K–2
3–5
6–8
9–12

The Wyzmons™ — a learner for every stage

Eleventh Grade sits in the Money Mastery band — one step in a single K–12 arc, from a first coin to a first paycheck.

Eleventh Grade’s Signature LessonCollege & Career Readiness
Student Loans, Financial Aid & Smart Borrowing

Financial-aid award letters, federal vs. private loans, and borrowing only what you need — measured against the salary you expect to earn.

Designed exclusively for Eleventh Grade students — every grade gets its own.
The Scope

What a Eleventh Grade student learns.

Eleventh Grade sits inside the Money Mastery program — 6 units and 74 lessons of story-, play-, and decision-based learning, taught the way great classrooms actually teach.

4.1Your Income Life
4.2Paying for College or Trade School — Aid, Grants & Scholarships
4.3Student Loans & Smart Borrowing
4.4Building & Protecting Your Credit
4.5Investing & Protecting What You Build
4.6The Launch Plan — College, Career & Life After Graduation (Capstone)
Every lesson maps to the 8 money domains
Earning
Spending
Saving
Giving
Borrowing
Investing
Protecting
Planning

Every decision a eleventh grade student makes feeds the FLIQ Score™ — a behavioral measure of how a child actually decides about money, so growth is provable, not guessed.

The Eleventh Grade curriculum is Jump$tart National Standards aligned, follows the HQIM structure districts use to evaluate curriculum, and is FERPA & COPPA compliant. Districts license per school and can pay by purchase order — Title IV-A eligible.

Grade-level design reflects established stages of cognitive development (Piaget) and research on early money-habit formation.

Browse by Grade
KindergartenFirst GradeSecond GradeThird GradeFourth GradeFifth GradeSixth GradeSeventh GradeEighth GradeNinth GradeTenth GradeEleventh GradeTwelfth Grade

Bring the Eleventh Grade curriculum to your classroom.

Run a free founding pilot, or talk to our team about licensing Financial Foundations™ for your school or district.

Request a Pilot →See the full curriculum →