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Curriculum / Seventh Grade

Money Systems · Grades 6–8

Seventh Grade Financial Literacy Curriculum

Borrowing feels free — until you learn what it actually costs.

Seventh graders are ready for the single concept that reshapes a financial life: credit. Our seventh grade financial literacy curriculum teaches what borrowing truly costs, how interest quietly compounds, and how to spend with strategy — long before a credit card ever enters the picture.

Seventh Grade students learning
Jump$tart Aligned
Grades 6–8
Money Systems
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Middle School Curriculum
6 units · 60 lessons · Grades 6–8
$2,250 / year · per school
The K–12 Journey
K–2
3–5
6–8
9–12

The Wyzmons™ — a learner for every stage

Seventh Grade sits in the Money Systems band — one step in a single K–12 arc, from a first coin to a first paycheck.

Seventh Grade’s Signature Lesson
Credit & Borrowing 101

What credit really is, how interest compounds, and the true cost of buy-now-pay-later.

Designed exclusively for Seventh Grade students — every grade gets its own.
The Scope

What a Seventh Grade student learns.

Seventh Grade sits inside the Money Systems program — 6 units and 60 lessons of story-, play-, and decision-based learning, taught the way great classrooms actually teach.

3.1How Money Systems Work
3.2The Real Paycheck
3.3Credit and Borrowing
3.4Spending with Strategy
3.5Saving and the Time Factor
3.6Planning for Your Future (Capstone)
Every lesson maps to the 8 money domains
Earning
Spending
Saving
Giving
Borrowing
Investing
Protecting
Planning

Every decision a seventh grade student makes feeds the FLIQ Score™ — a behavioral measure of how a child actually decides about money, so growth is provable, not guessed.

The Seventh Grade curriculum is Jump$tart National Standards aligned, follows the HQIM structure districts use to evaluate curriculum, and is FERPA & COPPA compliant. Districts license per school and can pay by purchase order — Title IV-A eligible.

Grade-level design reflects established stages of cognitive development (Piaget) and research on early money-habit formation.

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KindergartenFirst GradeSecond GradeThird GradeFourth GradeFifth GradeSixth GradeSeventh GradeEighth GradeNinth GradeTenth GradeEleventh GradeTwelfth Grade

Bring the Seventh Grade curriculum to your classroom.

Run a free founding pilot, or talk to our team about licensing Financial Foundations™ for your school or district.

Request a Pilot →See the full curriculum →