Skip to main content

Curriculum / Tenth Grade

Money Mastery · Grades 9–12

Tenth Grade Financial Literacy Curriculum

Most families overpay for college simply because no one taught them how financial aid works.

Tenth graders can reason about long-term consequences — exactly when planning for life after high school gets real. Our tenth grade financial literacy curriculum teaches what most programs never touch: the FAFSA, grant and scholarship applications, and how to win free money before ever borrowing — for four-year colleges, trade and career schools, and paid apprenticeships alike. Students learn the difference between a school's sticker price and its real net price, and how to make it work in their favor, whatever path they choose.

Tenth Grade students learning
Jump$tart Aligned
Grades 9–12
Money Mastery
Explore →
High School Curriculum
6 units · 74 lessons · Grades 9–12
$2,775 / year · per school
The K–12 Journey
K–2
3–5
6–8
9–12

The Wyzmons™ — a learner for every stage

Tenth Grade sits in the Money Mastery band — one step in a single K–12 arc, from a first coin to a first paycheck.

Tenth Grade’s Signature LessonCollege & Career Readiness
Paying for College or Trade School: Grants, Scholarships & Aid

The FAFSA, grant and scholarship applications, and winning free money before ever borrowing — for four-year colleges, trade and career schools, and paid apprenticeships alike — plus sticker price vs. real net price.

Designed exclusively for Tenth Grade students — every grade gets its own.
The Scope

What a Tenth Grade student learns.

Tenth Grade sits inside the Money Mastery program — 6 units and 74 lessons of story-, play-, and decision-based learning, taught the way great classrooms actually teach.

4.1Your Income Life
4.2Paying for College or Trade School — Aid, Grants & Scholarships
4.3Student Loans & Smart Borrowing
4.4Building & Protecting Your Credit
4.5Investing & Protecting What You Build
4.6The Launch Plan — College, Career & Life After Graduation (Capstone)
Every lesson maps to the 8 money domains
Earning
Spending
Saving
Giving
Borrowing
Investing
Protecting
Planning

Every decision a tenth grade student makes feeds the FLIQ Score™ — a behavioral measure of how a child actually decides about money, so growth is provable, not guessed.

The Tenth Grade curriculum is Jump$tart National Standards aligned, follows the HQIM structure districts use to evaluate curriculum, and is FERPA & COPPA compliant. Districts license per school and can pay by purchase order — Title IV-A eligible.

Grade-level design reflects established stages of cognitive development (Piaget) and research on early money-habit formation.

Browse by Grade
KindergartenFirst GradeSecond GradeThird GradeFourth GradeFifth GradeSixth GradeSeventh GradeEighth GradeNinth GradeTenth GradeEleventh GradeTwelfth Grade

Bring the Tenth Grade curriculum to your classroom.

Run a free founding pilot, or talk to our team about licensing Financial Foundations™ for your school or district.

Request a Pilot →See the full curriculum →