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Curriculum / Tenth Grade

Money Mastery · Grades 9–12

Tenth Grade Financial Literacy Curriculum

Most families overpay for college simply because no one taught them how financial aid works.

Tenth graders can reason about long-term consequences — exactly when planning for life after high school gets real. Our tenth grade financial literacy curriculum teaches what most programs never touch: the FAFSA, grant and scholarship applications, and how to win free money before ever borrowing — for four-year colleges, trade and career schools, and paid apprenticeships alike. Students learn the difference between a school's sticker price and its real net price, and how to make it work in their favor, whatever path they choose.

No cost · No contract · No card  ·  Then Title IV-A pays for it →
Tenth Grade students learning
Jump$tart Aligned
Grades 9–12
Money Mastery
Explore →
High School Curriculum
9 units · 116 lessons · Grades 9–12
$2,775 / year · per school
The K–12 Journey
K–2
3–5
6–8
9–12

The Wyzmons™ — a learner for every stage

Tenth Grade sits in the Money Mastery band — one step in a single K–12 arc, from a first coin to a first paycheck.

Where a Tenth Grade class startsCollege & Career Readiness
4.7 · Paying for College or Trade School

Grants, scholarships, and aid before ever borrowing — for four-year colleges, trade and career schools, and paid apprenticeships alike — plus sticker price vs. real net price.

One of 9 units in the Money Mastery band (grades 9–12), built for the band and shared across it. This is the unit a Tenth Grade class typically opens with.
The Scope

What a Tenth Grade student learns.

Tenth Grade sits inside the Money Mastery program — 9 units and 116 lessons of story-, play-, and decision-based learning, taught the way great classrooms actually teach.

4.1Your Income Life
4.2The Real Cost of Borrowing
4.3Building & Protecting Your Credit
4.4Investing Before 25
4.5Protecting What You Build
4.6The Blueprint
4.7Paying for College or Trade School
4.8Student Loans and Smart Borrowing
4.9The Launch Plan
4.7Paying for College or Trade School
4.8Student Loans & Smart Borrowing
4.9The Launch Plan (Band Capstone)
Every lesson maps to the 8 money domains
Earning
Spending
Saving
Giving
Borrowing
Investing
Protecting
Planning

Every decision a tenth grade student makes feeds the FLIQ Score™ — a behavioral measure of how a child actually decides about money, so growth is provable, not guessed.

The Tenth Grade curriculum is Jump$tart National Standards aligned, follows the HQIM structure districts use to evaluate curriculum, and is FERPA & COPPA compliant. Districts license per school and can pay by purchase order — Title IV-A eligible.

Grade-level design reflects established stages of cognitive development (Piaget) and research on early money-habit formation.

Browse by Grade
KindergartenFirst GradeSecond GradeThird GradeFourth GradeFifth GradeSixth GradeSeventh GradeEighth GradeNinth GradeTenth GradeEleventh GradeTwelfth Grade

Bring the Tenth Grade curriculum to your classroom.

Run a free founding pilot, or talk to our team about licensing Financial Foundations™ for your school or district.

Request a Pilot →See the full curriculum →
Five weeks · No cost · No contract · No card  ·  Then Title IV-A pays for it →