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Curriculum / Fifth Grade

Money Builders · Grades 3–5

Fifth Grade Financial Literacy Curriculum

Right before middle school, money stops being personal and starts being social.

Fifth graders connect their own choices to the wider world — where money comes from, who it touches, and their place in a community. Our fifth grade financial literacy curriculum ties earning, spending, and saving to real-world impact, at the perfect moment before the leap to middle school.

Fifth Grade students learning
Jump$tart Aligned
Grades 3–5
Money Builders
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Upper Elementary Curriculum
5 units · 50 lessons · Grades 3–5
$1,900 / year · per school
The K–12 Journey
K–2
3–5
6–8
9–12

The Wyzmons™ — a learner for every stage

Fifth Grade sits in the Money Builders band — one step in a single K–12 arc, from a first coin to a first paycheck.

Fifth Grade’s Signature Lesson
Smart Spender Showdown

Students compare prices, spot advertising tricks, and prove which buy is really the best deal.

Designed exclusively for Fifth Grade students — every grade gets its own.
The Scope

What a Fifth Grade student learns.

Fifth Grade sits inside the Money Builders program — 5 units and 50 lessons of story-, play-, and decision-based learning, taught the way great classrooms actually teach.

2.1The Earning Engine
2.2Smart Spending
2.3The Saving System
2.4Budgeting Basics
2.5Money and Community
Every lesson maps to the 8 money domains
Earning
Spending
Saving
Giving
Borrowing
Investing
Protecting
Planning

Every decision a fifth grade student makes feeds the FLIQ Score™ — a behavioral measure of how a child actually decides about money, so growth is provable, not guessed.

The Fifth Grade curriculum is Jump$tart National Standards aligned, follows the HQIM structure districts use to evaluate curriculum, and is FERPA & COPPA compliant. Districts license per school and can pay by purchase order — Title IV-A eligible.

Grade-level design reflects established stages of cognitive development (Piaget) and research on early money-habit formation.

Browse by Grade
KindergartenFirst GradeSecond GradeThird GradeFourth GradeFifth GradeSixth GradeSeventh GradeEighth GradeNinth GradeTenth GradeEleventh GradeTwelfth Grade

Bring the Fifth Grade curriculum to your classroom.

Run a free founding pilot, or talk to our team about licensing Financial Foundations™ for your school or district.

Request a Pilot →See the full curriculum →