Curriculum / Ninth Grade
Ninth Grade Financial Literacy Curriculum
The decisions that shape how you'll pay for college start years before you apply.
Ninth graders think abstractly and crave independence — the ideal moment to map their financial future. Our ninth grade financial literacy curriculum opens our College & Career Readiness track: students earn a first income, learn how paychecks and taxes work, and map what college, trade school, and career paths really cost — so a plan is already in motion long before senior year.
The Wyzmons™ — a learner for every stage
Ninth Grade sits in the Money Mastery band — one step in a single K–12 arc, from a first coin to a first paycheck.
Students earn a first income and map the road ahead — what college, trade school, and career paths really cost, and why a plan started now wins.
What a Ninth Grade student learns.
Ninth Grade sits inside the Money Mastery program — 6 units and 74 lessons of story-, play-, and decision-based learning, taught the way great classrooms actually teach.
Every decision a ninth grade student makes feeds the FLIQ Score™ — a behavioral measure of how a child actually decides about money, so growth is provable, not guessed.
The Ninth Grade curriculum is Jump$tart National Standards aligned, follows the HQIM structure districts use to evaluate curriculum, and is FERPA & COPPA compliant. Districts license per school and can pay by purchase order — Title IV-A eligible.
Grade-level design reflects established stages of cognitive development (Piaget) and research on early money-habit formation.
Bring the Ninth Grade curriculum to your classroom.
Run a free founding pilot, or talk to our team about licensing Financial Foundations™ for your school or district.