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WealthWise Kids
Proprietary · Behavioral · Compounding

The FLIQ
Score

Proof that it worked.

The Financial Literacy Intelligence Quotient — a behavioral score that measures how a child actually decides about money. It is the single signal beneath every WealthWise Kids experience, from the first lesson to a real-world choice — and it sharpens with every decision it measures.

FLIQ

Not a test.

It never asks “what's the right answer?” It watches the decisions a child makes in real, real-feeling scenarios.

A before & after.

A pre- and post-program score creates a delta — a real, reportable number that proves behavior changed.

Eight dimensions.

One sub-score per competency domain — a behavioral profile, not a single grade.

The Center of Everything

One signal runs through every program.

Adventures™, PlayLab™, CoinQuest™, Real-World Pathways™, Impact Partners™ — five very different experiences, one continuous thread. Every choice a child makes inside them sends the same behavioral signal back to the center, where it becomes the FLIQ Score™.

The five WealthWise Kids programs — Adventures, PlayLab, CoinQuest, Real-World Pathways, and Impact Partners — linked by one continuous golden signal that becomes the FLIQ Score.
The Film

The Signal.

The moment a child’s choice becomes a number — and a number becomes proof. A short film on the one signal running through everything.

“The Signal” — premiering soon
How it works

Behavioral, not academic.

Knowing about money doesn't reliably change what people do with it. So the FLIQ Score™ measures the decisions a child makes inside simulations, scenarios, and reflection — then compares before to after.

Eight sub-scores, one per competency domain, build into a behavioral profile — the kind of longitudinal signal an educator, a board, or a funder can actually act on.

EarningSpendingSavingGivingBorrowingInvestingProtectingPlanning
Sample cohort · pre → post
Saving+36 pts
Borrowing+33 pts
Planning+35 pts
Investing+38 pts
Illustrative model · multi-site pilot methodology (Georgia, California & Illinois).
A profile, not a grade

Eight dimensions of financial judgment.

The FLIQ Score™ isn’t one number — it’s a behavioral profile across eight competency domains. A pre- and post-program reading shows not just that a child grew, but where.

EarningSpendingSavingGivingBorrowingInvestingProtectingPlanning
Before After

Illustrative FLIQ profile · pre → post across the eight FCF™ domains.

Why it matters

The answer to the only question that matters: did it work?

Every district administrator, grant officer, and school board asks it. Free programs can show engagement. The FLIQ Score™ shows behavior change — a defensible, publishable outcome that renews a contract, wins a grant, and, over time, compounds into a behavioral dataset that deepens with every cohort.

Beyond the classroom

The proof that learning goes home.

Anyone can measure a child in a classroom. Through iPARENTS™, the FLIQ Score™ also captures whether the learning transfers home — into the conversations and choices a family makes. The single most valuable signal a funder could ask for, and the deepest layer of what makes this unrepeatable.

The FLIQ Score™ lives inside every WealthWise Kids program.

Explore the curriculumTalk to our team →