| SSKE1 | K | Describe the work that people do (police officer, farmer, doctor, teacher…). | 1.1 | Earning (match each person to the job they do: teacher, firefighter, nurse…) | addressed |
| SSKE2 | K | Explain that people earn income by working. | 1.1 | Earning · My First Money Day | addressed |
| SSKE3 | K | Explain how money is used to purchase goods and services; identify U.S. coins and bills as currency. | 1.1 | Money Is a Tool · Coins and Bills · Spending | addressed |
| SSKE4 | K | Explain that people must make choices because they cannot have everything they want. | 1.2 | Need or Want? · Sorting Day · First, Then | addressed |
| SS1E1 | 1 | Identify goods that people make and services that people provide for each other. | 1.1 | Earning · Part B: Things and Helps (goods vs services) | addressed |
| SS1E2 | 1 | Explain that scarcity is when unlimited wants are greater than limited resources. | 1.2 | It Depends · Part B: Not Enough for Everything (names scarcity) · The Waiting Shelf | addressed |
| SS1E3 | 1 | Describe how people are both producers and consumers. | 1.1 | Earning · Part B: Makers and Buyers (producers and consumers) | addressed |
| SS1E4 | 1 | Explain that people earn income by working and must make choices about how much to save and spend. | 1.11.3 | Earning · What Is Saving? · If I Spend My Savings | addressed |
| SS2E1 | 2 | Explain that because of scarcity, people must make choices that result in opportunity costs. | 1.21.3 | First, Then · The Waiting Shelf · If I Spend My Savings | addressed |
| SS2E2 | 2 | Identify ways goods and services are allocated (price, majority rule, contests, lottery, first-come…). | 1.2 | The Waiting Shelf · Part B: Who Gets It? (turns, sharing, first-come, a rule, a lottery, a price) | addressed |
| SS2E3 | 2 | Explain that people use money to obtain goods and services and how money makes trade easier than barter. | 1.1 | Before Money · Money You Cannot See | addressed |
| SS2E4 | 2 | Describe the costs and benefits of personal saving and spending choices. | 1.31.2 | Patience Pays Off · If I Spend My Savings · It Depends | addressed |
| SS3E1 | 3 | Define and give examples of the four productive resources: natural, human, capital, entrepreneurship. | 2.1 | Is This a Real Business? · Part B: What a Business Needs (natural, human, capital, entrepreneurship) · From Hobby to Income | addressed |
| SS3E2 | 3 | Explain that governments provide goods and services in a market economy and pay for them through taxes. | 2.12.5 | What Taxes Buy · Follow the Dollar · The Community Subscription | addressed |
| SS3E3 | 3 | Give examples of interdependence and trade; explain how price allocates goods and services. | 2.22.5 | The Best Price Hunt · Part B: Where Did It Come From? (made near, elsewhere in the U.S., abroad; other countries' money) · Follow the Dollar | addressed |
| SS3E4 | 3 | Explain opportunity cost as it relates to a saving or spending choice. | 2.22.3 | The Trade-Off Problem · Why Saving Is Hard · Short and Long | addressed |
| SS4E1 | 4 | Use economic concepts (trade, opportunity cost, specialization…) to illustrate historical events.History-bound; outside the program's scope. | — | — | not addressed |
| SS4E2 | 4 | Identify the elements of a personal budget (income, expenditures, saving) and why spending and saving decisions matter. | 2.4 | What Is a Budget? · Fixed or Variable? · 50 / 30 / 20 · Planned vs Actual | addressed |
| SS5E1 | 5 | Use economic concepts to illustrate historical events (rationing, cattle trails, the assembly line…).History-bound; outside the program's scope. | — | — | not addressed |
| SS5E2 | 5 | Describe the four sectors of the U.S. economy: household, business, bank, government. | 2.52.3 | Follow the Dollar · Part B: The Four Players (households, businesses, banks, government) · Money That Grows | addressed |
| SS5E3 | 5 | Describe how consumers and producers interact: competition and prices, earning by selling labor, entrepreneurs taking risks. | 2.12.2 | Sort the Earner · Is This a Real Business? · The Best Price Hunt | addressed |
| SS5E4 | 5 | Identify the elements of a personal budget and why spending and saving decisions matter. | 2.4 | What Is a Budget? · Planned vs Actual | addressed |
| SS6E13 | 6 | Live within one's income: income is limited; a budget plans spending and saving; reasons to save; uses and costs of credit. | 3.13.23.33.5 | Building Your First Budget · Where Did $177 Go? · What Borrowing Actually Costs · Emergency Fund First | addressed |
| SS7E10 | 7 | Live within one's income (same elements as SS6E13). | 3.13.23.33.5 | As SS6E13 | addressed |
| SS8E3 | 8 | Principles of personal money management: income as the starting point, a household budget, savings, the uses and risks of debt. | 3.23.33.53.6 | Pay Stub Mastery · The Borrowing Decision Framework · What Is Your Savings Rate? · Sai's Financial Blueprint | addressed |
| SSEPF1 | HS | Analyze major life decisions with a rational decision-making model: post-high-school paths, paying for them (HOPE, loans, grants…), FAFSA documents, renting vs buying, generational wealth. | 4.74.94.64.2 | Three Paths, Side by Side · The Document Hunt · SAI, Not EFC · Frame the Choice · The 18-to-30 Money Map · The Biggest Loan Most People Take | addressed |
| SSEPF2 | HS | Income as a scarce resource: income types, a sample Form 1040, the paystub, a personal budget, reconciling a checking account, net worth. | 4.14.64.9 | Four Ways to Get Paid · Your Personal Income Statement · Part B: Reading a Form 1040 · Net Worth · Your Banking and Credit System · Part B: Reconcile the Account · Your First-Year Budget | addressed |
| SSEPF3 | HS | How the financial system channels funds from savers to investors: functions of money, institutions compared, payment methods, savings and investment options, speculative investments. | 4.44.23.1 | What You Actually Own · Roth or Traditional · Crypto, Meme Stocks and FOMO · Who Is Really Selling You Money? · Inside a Bank | addressed |
| SSEPF4 | HS | How interest rates affect consumer decisions: rates compared across lenders, APR, amortization, simple vs compound, nominal vs real.Amortization is shown through the loan projection tool rather than a mortgage schedule. | 4.24.44.8 | Read Before You Sign · The Math of Exploitation · The Compound Interest Clock · The Silent Killer · The Projection Tool | addressed |
| SSEPF5 | HS | How taxation affects spending and saving: income, sales, property, capital-gains, and estate taxes; progressive, regressive, proportional. | 4.1 | Brackets, Marginal, Effective · Part B: Five Taxes and Who They Hit Hardest (income, sales, property, capital gains, estate; progressive / regressive / proportional) · The 15.3% Nobody Mentions | addressed |
| SSEPF6 | HS | Costs and benefits of credit: credit report and score, score components, a sample loan application, revolving vs installment, bankruptcy. | 4.34.2 | The Number That Follows You · Reading the Report · The 30% Rule · Hard and Soft · When Starting Over Makes Sense | addressed |
| SSEPF7 | HS | How insurance and risk management protect against loss: why people buy it, the types, deductibles and premiums, insurability. | 4.5 | Risk Is Real · Health Insurance, Decoded · What You Are Actually Buying · The Cheap One Nobody Buys | addressed |
| SSEPF8 | HS | How workers' earnings are determined: workplace skills, a social-media footprint, investment in education and training. | 4.14.9 | Human Capital · Part B: Your Footprint Is a Résumé · Research, Ask, Counter, Close · Macon's Career Pivot · Research Your Path | addressed |
| SSEPF9 | HS | How consumers are protected by rules and regulations: agencies, lodging complaints, key consumer legislation. | 4.34.5 | Disputing an Error · Part B: Who Has Your Back (Truth in Lending, FDCPA, FCRA, Fair Housing, Dodd-Frank; CFPB, FTC, state AG) · Reading the Fine Print | addressed |
| SSEPF10 | HS | Sources of and protection against identity theft; investment scams. | 4.53.3 | Spot It, Stop It · Scams Built for You · Locking the Doors · Naiya's Close Call · When Someone Uses Your Name | addressed |
